Investments
Whether you have won money on the lottery, have an inheritance from a wealthy relative or have managed to build a lump sum by saving on a regular basis, your money should be wisely invested so its spending power is protected for the future.
Unfortunately, many people leave large amounts of their money sitting on deposit in banks or building societies. Although this might be seen as safe traditionally this money has not been well protected against the rise in inflation.
In the period from 1945 to the end of 2000, the average UK building society Share Account (where the interest is reinvested) fell behind the rise in inflation by 37%*o This means that money held in such accounts lost over a third of its spending power. Whereas investments held in shares over the same period outgrew the rise in inflation by more than 4000%.* (* Source: Barclays Capital, Datastream).
These statistics recognise that there have been ups and downs in the UK share market. Accordingly, if you are considering investing for a long term, normally more than 5 years, it is generally wise to consider 'equity' related investments. These are ones that are closely linked to the changes in the value of shares.
When considering any investment you must note that the past investment performance is no guide to possible future investment returns. The value of your investment and the income you receive from it may fall as well as rise.
This section considers a number of different 'equity' related investments from Shares to Unit Trusts, Investment Bonds to O.E.I.C.S. Our guides will provide you with general information, however if you need any further assistance then contact us.
The Team
External Links
contact-email
